BISP 8171 Third Installment Bank Accounts Revolution
BISP 8171 Third Installment Bank Accounts Revolution: The Benazir Income Support Programme (BISP) has once again taken a significant step toward financial modernization and beneficiary convenience. In 2025, the government of Pakistan officially decided to transfer the third installment of BISP directly into beneficiaries’ bank accounts, replacing the traditional cash distribution system.
This article explains every detail about the BISP 2025 third installment, including how the new system works, which banks are participating, how you can link your account, and what benefits and challenges you should expect. Let’s explore how this transition is reshaping social welfare delivery in Pakistan.
What is BISP and Why It’s Important
The Benazir Income Support Programme (BISP) was established in 2008 to provide financial relief to low-income families, particularly women, across Pakistan. It offers quarterly financial assistance to millions of households registered through the National Socio-Economic Registry (NSER).

The program plays a crucial role in reducing poverty and empowering women by giving them direct control over household income. Over time, BISP has introduced several technological reforms and the 2025 initiative to transfer payments into bank accounts is the latest and most impactful one.
Himmat Card Wazaif First Payment Date for 10500 Complete Details
The Decision for the 2025 Third Installment
In a recent meeting of the National Assembly’s Poverty Alleviation Committee, chaired by Ghulam Ali Talpur, officials announced that the third installment of 2025 will be directly transferred into beneficiaries’ bank accounts.
The Secretary of BISP shared that this move aims to ensure transparency, convenience, and security for the users. The State Bank of Pakistan (SBP) will play a vital role by sending payments through the Raast digital payment system, ensuring fast and direct fund transfers without middlemen.
Moreover, SIM cards of beneficiaries will be linked with their bank accounts to enhance verification and reduce fraud. NADRA and the Ministry of IT are working together to streamline this process.
Key Highlights of the New Payment Method
| Feature | Details |
|---|---|
| Installment Year | 2025 |
| Installment Number | Third |
| Payment Amount (Approx.) | Rs. 13,500 |
| Payment Mode | Direct Bank Account Transfer |
| Transfer System | Raast (via State Bank of Pakistan) |
| Beneficiaries Covered | Around 80% of total BISP users |
| Verification Support | NADRA and Ministry of IT |
| Linked SIMs | Yes – Beneficiary SIMs to be connected with bank accounts |
| Participating Banks | HBL, UBL, NBP, Meezan Bank, Bank Alfalah, and others |
| Withdrawal Option | Any participating bank branch or ATM |
This shift represents one of the most important upgrades in Pakistan’s social protection network bringing beneficiaries into the formal banking system and giving them better access to their funds.
Why the Change to Bank Accounts?
The traditional cash distribution method often caused issues such as:
- Long queues at campsites
- Travel expenses for beneficiaries
- Delays and payment deductions
- Lack of transparency
With bank account transfers, beneficiaries can now receive payments directly safely, quickly, and with proper documentation. This not only reduces corruption but also encourages financial inclusion, allowing people to use bank services like savings and digital payments.
Chief Minister Punjab’s School Nutrition Program Launched for 60 Lakh Students
How to Link Your Bank Account with BISP
If you are a BISP beneficiary, linking your account is essential to receive the next installment. Follow this step-by-step process carefully:
- Visit a Participating Bank
Go to any of the six approved banks (HBL, UBL, NBP, Meezan, Bank Alfalah, or one recommended by BISP). Bring your original CNIC and your registered mobile number. - Open a Bank Account
If you don’t already have an account, ask the bank to open a basic banking account under your CNIC. - Provide Information to BISP
Once your account is opened, visit your nearest BISP Tehsil Office. Submit your bank account details and CNIC for linking. - SIM Linking
Ensure that your SIM card is registered in your name this will be used for verification through the Ministry of IT. - Verification by NADRA and SBP
Your details will be verified by NADRA and linked to the Raast payment system for smooth transfers. - Receive Confirmation
Once successfully linked, you will receive an SMS from 8171 confirming that your account is ready to receive funds.
Which Banks Are Participating?
The following banks have been selected by BISP for direct fund transfers:
| Bank Name | Service Provided | Facilities Available |
|---|---|---|
| Habib Bank Limited (HBL) | Direct deposit & ATM withdrawal | SMS alerts, account statement |
| United Bank Limited (UBL) | Account linkage & payment receipt | ATM and branch withdrawal |
| National Bank of Pakistan (NBP) | Government payment handling | Access to all NBP branches |
| Meezan Bank Limited | Sharia-compliant accounts | Digital wallet access |
| Bank Alfalah Limited | Modern banking and Raast integration | 24/7 ATM service |
| JS Bank (optional regionally) | Additional support branches | Online payment status checking |
Beneficiaries can visit any nearby branch of these banks for assistance. BISP plans to expand the list further, ensuring rural areas have equal access to financial facilities.
Benefits of Receiving BISP Payments Through Bank Accounts
Switching to bank accounts brings multiple advantages for beneficiaries:
- No Middlemen or Deductions: The full amount goes straight into your account.
- Easy Access: You can withdraw funds anytime from ATMs or branches.
- Safe and Secure: Less risk of theft or fake agents.
- Transparency: Every transaction is recorded and traceable.
- Empowerment: Beneficiaries become part of the national financial system.
- Digital Literacy: Encourages rural communities to adopt digital banking.
This transformation not only supports individuals but also strengthens Pakistan’s digital economy.
Challenges You Might Face
While the initiative is highly beneficial, beneficiaries should remain aware of possible issues such as:
- Bank branch unavailability in remote villages.
- Delays in linking accounts due to incorrect information.
- Inactive SIM or mismatched CNIC details causing verification failure.
- Biometric mismatches during verification.
- Limited awareness among rural populations about the new process.
If you experience any of these issues, contact the BISP Helpline (0800-26477) or visit the nearest BISP office for assistance.
Bisp Beneficiaries Must Reverify Cnic By Oct 31 To Continue Receiving Payments
How to Check Your Payment Status
You can easily verify whether your third installment has been transferred to your account by following these methods:
- SMS Method:
Send your 13-digit CNIC number to 8171. You will receive a reply with your eligibility and payment details. - Online Method:
Visit the BISP 8171 web portal and enter your CNIC to check payment status and account linking information. - Bank Inquiry:
If you have already linked your bank account, check your bank balance through an ATM or by visiting the bank branch. - BISP Tehsil Office:
Visit your nearest BISP center for manual verification or payment record updates.
BISP 2025 Third Installment Overview
| Topic | Details |
|---|---|
| Program Name | Benazir Income Support Programme (BISP) |
| Installment Year | 2025 |
| Installment Number | Third |
| Disbursement Start | Late 2025 (Exact schedule via BISP portal) |
| Transfer Method | Direct Bank Account (via Raast) |
| Beneficiary Coverage | 80% of registered BISP users |
| Average Amount | Rs. 13,500 per eligible family |
| Bank Options | HBL, UBL, NBP, Meezan, Bank Alfalah, JS Bank |
| Verification Agencies | NADRA, State Bank, Ministry of IT |
| Helpline for Help | 0800-26477 or SMS 8171 |
Conclusion
The BISP 2025 Third Installment Bank Accounts initiative marks a new era in Pakistan’s social welfare system. It combines digital transparency, financial inclusion, and ease of access, helping millions of deserving families receive their assistance safely and efficiently.
Beneficiaries are encouraged to link their bank accounts immediately, keep their SIMs active, and stay updated through 8171 SMS alerts or the BISP online portal. This shift is more than just a payment change it’s a financial revolution for Pakistan’s most vulnerable communities, paving the way for a more empowered and digitally connected nation.
BISP 8171 November 2025 Payment Schedule Announced Check Complete Update